1. What are my membership fee payment options?
We offer two payment plans - monthly or quarterly payments.
2. How does the payment plan work?
A small annual service charge ($5 for quarterly plan; $13 for monthly plan) will be added to your membership fee. This total amount is distributed equally in payments over the year.
In the quarterly plan the combined membership fee and service charge is divided into 4 payments, one every 3 months.
Consumer - payments are $13.75/quarter
Farmer - payments are $32.50/quarter
In the Monthly Plan the combined membership fee and service charge is divided into 12 payments, one every month.
Consumer - payments are $5.25/month
Farmer - payments are $11.50/month
When you enroll, you can provide your Visa, MasterCard or Discover debit/credit card or checking account bank name/routing number/account number. Once it's set up, the deduction will be made from your debit/credit card or checking account on the 20th of the appropriate month.
3. How do I renew my payment plan?
Easy! You'll receive a reminder letter about 4-6 weeks prior to your renewal date. Your membership will continue in effect for another year unless we hear otherwise from you. You can cancel membership in writing, prior to the renewal date via fax or mail.
4. Will you send me a bills or reminder for the payment plan?
No, we do not send out reminders or bills for the payment option. The payments are directly debited from your account on the 20th of the appropriate month. If you choose to make payments from your checking account, we suggest you make a note to record the debits in your check register on the 20th of the month.
5. When will the payments be debited from my account?
Your first payment will be processed immediately upon receipt. After that, payments will be debited on the 20th of the appropriate month.
6. Can I cancel the payment plan at any time?
Yes. Membership is for a minimum term of one year. You may cancel the monthly automatic charges at any time by notifying us in writing by fax, letter or email and paying the balance due for the remainder of the current membership year.
7. Why does the payment plan cost more?
A small service charge is added to the payment plans to cover banking costs.
8. How can I update my changed or expired credit card or checking account information?
Keeping this information current is important for your continued membership. You can simply login to our Members Only section and click on "Renew or Update". Or, if you do not have internet access send your new information to FTCLDF via phone, fax, or mail.